Engineering Manager, Backend

Title: Engineering Manager, Backend (Credit Engineering)

Location: Remote US

Job Description:

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We are looking for an Engineering Manager to lead projects and initiatives on the Credit Engineering team, responsible for building the credit platform that manages and optimizes the core decisioning systems that govern value exchange between merchants, consumers and Affirm, in all of our products.

The nuts and bolts of managing credit risk at scale – the credit platform powers consumer-facing credit experiences. The team’s mission is to build and maintain a system that supports efficient decisioning, easy experimentation across the product suite, and the creation of optimal offers for consumers. Areas of focus include latency, decision accuracy, and speed of delivery.
The Credit Engineering team partners closely with Product, the Credit business team, and Machine Learning engineering teams to deliver honest and transparent financial products that help deliver values to all parties in the Affirm ecosystem via providing financing services. As we scale the company to be a cornerstone of all ecommerce and offline retail, it is an exciting time to join the team which sits at the core of this mission.

What You’ll Do

    • Collaborate with Engineering and Product to develop a long term technical roadmap towards a platform that meets stakeholder and growing business needs
    • Hold a high technical bar with a bias towards longevity and simplicity via specification and architecture review
    • Grow and build a team of talented engineers to support the company’s accelerating business growth
    • Provide leadership and career growth opportunities to team members, develop talent and mentor engineers
    • Take ownership to understand the business context. Own the delivery of business goals along with product and business partners
  • Build a strong engineering culture around innovation, accountability, empathy, and execution

What We Look For

    • A drive to change consumer financial services for the better
    • Prior experience growing and managing engineering teams
    • Prior experience architecting, building, launching and maintaining complex systems
    • Strong cross-team communication and collaboration skills
  • Proven ability to hire and build teams

Base Pay Grade – P
Equity Grade – 13

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 – $275,000

USA base pay range (all other U.S. states) per year: $200,000 – $250,000


Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

    • Health care coverage – Affirm covers all premiums for all levels of coverage for you and your dependents
    • Flexible Spending Wallets – generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
    • Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP – An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking “Submit Application,” you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.